Q&A

FAQ

Common Questions. Straight Answers.

Why should I choose MCM over other credit repair companies?

We don't just remove negatives. We give you the knowledge and strategy to keep your score moving after we're done. We also dispute directly with creditors and collectors — not just the bureaus — which gets better results faster.

How fast will I see results?

Most clients start seeing progress within 30 days. More complex cases take up to 90 days. Results depend on your specific profile — that's why we do a full analysis first.

How long will I need to stay in the program?

Most clients need about 3 months. Some stay for up to 6 months for a full rebuild. There's no contract — cancel anytime, no hassle, no penalty.

Do you dispute with collection agencies and creditors directly?

Yes. We go beyond just the bureaus. We dispute directly with creditors and collectors to get inaccurate information removed at the source — that's where the real results come from.

What if I'm not happy with the service?

We have a no-risk refund policy. If you're not satisfied with the service, we'll refund your money. No questions, no hassle.

Will this help me get approved for business funding?

Yes. By removing inaccurate information and properly structuring your credit profile, you significantly increase your chances of approval. Clients are getting approved for $50K–$250K+ after working with MCM.

Can you work on more than one negative item at a time?

Yes. We can challenge as many items as needed simultaneously. No limit — we work your full profile at once.

Is my personal information safe?

Your information is never shared with anyone outside of the dispute process. See our Privacy Policy for full details on how we protect your data.

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Ready to Fix Your Credit & Get Funded?

Choose your plan and get started immediately. Payment first, then we get to work on your profile — no waiting, no back and forth. Or apply for a strategy call if you want to talk through your situation first.

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